{"id":27519,"date":"2026-06-17T05:10:00","date_gmt":"2026-06-16T21:10:00","guid":{"rendered":"https:\/\/desifine.com\/"},"modified":"2026-06-16T15:12:28","modified_gmt":"2026-06-16T07:12:28","slug":"6-benefits-of-bakuchiol-how-to-replace-retinol-in-2026","status":"publish","type":"post","link":"https:\/\/desifine.com\/ar\/6-benefits-of-bakuchiol-how-to-replace-retinol-in-2026\/","title":{"rendered":"6 \u0641\u0648\u0627\u0626\u062f \u0644\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644 \u0641\u064a \u0639\u0627\u0645 2026"},"content":{"rendered":"

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    \n
  • \u0627\u0644\u062a\u0646\u0634\u064a\u0637 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0644\u062c\u064a\u0646\u0627\u062a \u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646<\/strong>: \u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644\u060c \u0644\u0627 \u064a\u062d\u062a\u0627\u062c \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0625\u0644\u0649 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u062a\u062d\u0648\u064a\u0644. \u0641\u0647\u0648 \u064a\u062d\u0641\u0632 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0646\u0645\u0637\u064b\u0627 \u0645\u0646 \u0627\u0644\u062a\u0639\u0628\u064a\u0631 \u0627\u0644\u062c\u064a\u0646\u064a \u064a\u062a\u0637\u0627\u0628\u0642 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631 \u0645\u0639 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644\u060c \u0645\u0645\u0627 \u064a\u0639\u0632\u0632 \u062a\u062e\u0644\u064a\u0642 \u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646 \u0645\u0646 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0623\u0648\u0644 \u0648\u0627\u0644\u062b\u0627\u0644\u062b \u0648\u0627\u0644\u0631\u0627\u0628\u0639.<\/li>\n\n\n\n
  • \u062a\u062c\u062f\u062f \u0627\u0644\u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u0645\u062a\u0633\u0627\u0631\u0639<\/strong>: \u064a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0633\u0631\u064a\u0639 \u062f\u0648\u0631\u0629 \u062a\u062c\u062f\u064a\u062f \u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u0628\u0634\u0631\u0629 \u0644\u062a\u0646\u0639\u064a\u0645 \u0627\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0648\u062a\u0642\u0648\u064a\u0645 \u0645\u0644\u0645\u0633 \u0627\u0644\u0628\u0634\u0631\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0633\u0627\u0648\u064a.<\/li>\n\n\n\n
  • \u0644\u0627 \u062a\u0648\u062c\u062f \u0645\u0631\u062d\u0644\u0629 \u062a\u0643\u064a\u0651\u0641 \u062a\u062a\u0637\u0644\u0628 \u062a\u0642\u0634\u064a\u0631 \u0627\u0644\u062c\u0644\u062f<\/strong>: \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644 \u064a\u062a\u0633\u0628\u0628 \u0641\u064a \u062a\u0642\u0634\u0631 \u0627\u0644\u0628\u0634\u0631\u0629 \u0644\u0645\u062f\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 \u0623\u0633\u0628\u0648\u0639\u064a\u0646 \u06486 \u0623\u0633\u0627\u0628\u064a\u0639 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u062a\u0643\u064a\u0641\u060c \u0641\u0625\u0646 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0644\u0627 \u064a\u0633\u0628\u0628 \u062c\u0641\u0627\u0641\u064b\u0627 \u0623\u0648 \u062a\u0642\u0634\u0631\u064b\u0627\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u062d\u0633\u0646 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646.<\/li>\n<\/ul>\n\n\n\n

    \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646<\/h3>\n\n\n\n

    \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0627\u0644\u0628\u0627\u062d\u062b\u0648\u0646 \u0639\u0646 \u0641\u0648\u0627\u0626\u062f \u0645\u0642\u0627\u0648\u0645\u0629 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0648\u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u062a\u062d\u0645\u0644\u0648\u0646 \u0627\u0644\u062a\u0647\u064a\u062c \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644\u061b \u0648\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0628\u0634\u0631\u0629 \u0627\u0644\u062d\u0633\u0627\u0633\u0629 \u0623\u0648 \u0627\u0644\u062c\u0627\u0641\u0629. \u0648\u0642\u062f \u062a\u0631\u0648\u062c \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0644\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647 \u0645\u064a\u0632\u0629 \u062a\u0633\u0648\u064a\u0642\u064a\u0629 \u0645\u0645\u064a\u0632\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u201c\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0628\u0644\u0637\u0641\u201d.<\/p>\n\n\n\n

    2. \u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0628\u0642\u0639 \u0627\u0644\u062f\u0627\u0643\u0646\u0629 \u0648\u0641\u0631\u0637 \u0627\u0644\u062a\u0635\u0628\u063a<\/h2>\n\n\n\n

    \u062a\u0639\u062f \u0627\u0644\u0628\u0642\u0639 \u0627\u0644\u062f\u0627\u0643\u0646\u0629 \u0648\u062a\u0641\u0627\u0648\u062a \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u0645\u0646 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0627\u0644\u062c\u0644\u062f. \u0648\u0643\u0634\u0641\u062a \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0631\u064a\u0629 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0623\u0646 \u0645\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 0.5% \u062a\u0648\u0641\u0631 \u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0645\u0627\u062b\u0644\u0629 \u0644\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644 0.5% \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0641\u0631\u0637 \u0627\u0644\u062a\u0635\u0628\u063a. \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0645\u0643\u0648\u0646 \u064a\u0642\u062f\u0645 \u0641\u0627\u0626\u062f\u062a\u064a\u0646 \u0645\u0632\u062f\u0648\u062c\u062a\u064a\u0646 \u062a\u062a\u0645\u062b\u0644\u0627\u0646 \u0641\u064a \u062a\u0644\u0627\u0634\u064a \u0627\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0648\u062a\u0641\u062a\u064a\u062d \u0627\u0644\u0628\u0642\u0639 \u0627\u0644\u0635\u0628\u063a\u064a\u0629 \u0641\u064a \u0622\u0646 \u0648\u0627\u062d\u062f.<\/p>\n\n\n\n

    \u0637\u0631\u0642 \u0627\u0644\u062a\u062e\u0644\u0635 \u0645\u0646 \u0627\u0644\u0628\u0642\u0639 \u0627\u0644\u062f\u0627\u0643\u0646\u0629<\/h3>\n\n\n\n
      \n
    • \u062a\u0646\u0638\u064a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u063a\u0630\u0627\u0626\u064a \u0644\u0644\u0645\u064a\u0644\u0627\u0646\u064a\u0646<\/strong>: \u064a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0646\u0638\u064a\u0645 \u0646\u0634\u0627\u0637 \u0627\u0644\u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u0635\u0628\u0627\u063a\u064a\u0629 \u0644\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u062a\u0631\u0633\u0628 \u063a\u064a\u0631 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0644\u0644\u0635\u0628\u063a\u0629.<\/li>\n\n\n\n
    • \u062a\u0623\u062b\u064a\u0631 \u0645\u0633\u0627\u0639\u062f \u0645\u0636\u0627\u062f \u0644\u0644\u0627\u0644\u062a\u0647\u0627\u0628\u0627\u062a<\/strong>: \u064a\u0642\u0644\u0644 \u0645\u0646 \u062a\u0643\u0648\u0651\u0646 \u0641\u0631\u0637 \u0627\u0644\u062a\u0635\u0628\u063a \u0627\u0644\u062a\u0627\u0644\u064a \u0644\u0644\u0627\u0644\u062a\u0647\u0627\u0628 (PIH)\u060c \u0645\u0645\u0627 \u064a\u062d\u0633\u0651\u0646 \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0648\u0642\u0627\u0626\u064a\u0629.<\/li>\n\n\n\n
    • \u062a\u0641\u062a\u064a\u062d \u0627\u0644\u0628\u0634\u0631\u0629:<\/strong> \u064a\u0624\u062f\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0646\u062a\u0638\u0645 \u0625\u0644\u0649 \u062a\u0648\u062d\u064a\u062f \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u062c\u0627\u0646\u0633 \u0648\u0625\u0632\u0627\u0644\u0629 \u0627\u0644\u0628\u0647\u062a\u0627\u0646 \u062a\u062f\u0631\u064a\u062c\u064a\u064b\u0627.<\/li>\n<\/ul>\n\n\n\n

      \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646<\/h3>\n\n\n\n

      \u064a\u0639\u0627\u0646\u064a \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0645\u0646 \u0639\u062f\u0645 \u062a\u0648\u062d\u064a\u062f \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u0627\u0644\u0628\u0642\u0639 \u0627\u0644\u062f\u0627\u0643\u0646\u0629\u061b \u0628\u064a\u0646\u0645\u0627 \u062a\u0628\u062d\u062b \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0639\u0646 \u0645\u0643\u0648\u0646 \u0648\u0627\u062d\u062f \u064a\u0639\u0627\u0644\u062c \u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0648\u0627\u0644\u062a\u0635\u0628\u063a\u0627\u062a \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621.<\/p>\n\n\n\n

      3. \u062a\u062d\u0633\u064a\u0646 \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u0634\u062f\u0647\u0627<\/h2>\n\n\n\n

      \u064a\u0639\u062f \u0641\u0642\u062f\u0627\u0646 \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0628\u0634\u0631\u0629 \u0645\u0638\u0647\u0631\u064b\u0627 \u0645\u0628\u0627\u0634\u0631\u064b\u0627 \u0644\u0646\u0636\u0648\u0628 \u0623\u0644\u064a\u0627\u0641 \u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0632\u064a\u0632 \u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646 \u0645\u0646 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0623\u0648\u0644 \u0648\u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u062b\u0627\u0644\u062b\u060c \u064a\u0633\u0627\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0643\u0648\u0646 \u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u0627\u062f\u0629 \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0647\u064a\u0643\u0644\u064a \u0644\u0644\u0628\u0634\u0631\u0629\u060c \u0645\u0645\u0627 \u064a\u0639\u0632\u0632 \u0645\u0646 \u0635\u0644\u0627\u0628\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0648\u064a\u0632\u064a\u062f \u0645\u0646 \u0648\u0636\u0648\u062d \u0645\u0644\u0627\u0645\u062d\u0647\u0627.<\/p>\n\n\n\n

      \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h3>\n\n\n\n
        \n
      • \u062a\u064f\u0638\u0647\u0631 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0631\u064a\u0629 \u062a\u062d\u0633\u0646\u0627\u064b \u0630\u0648 \u062f\u0644\u0627\u0644\u0629 \u0625\u062d\u0635\u0627\u0626\u064a\u0629 \u0641\u064a \u0645\u0624\u0634\u0631\u0627\u062a \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0628\u0634\u0631\u0629 \u0628\u0639\u062f 12 \u0623\u0633\u0628\u0648\u0639\u0627\u064b \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0645\u0631\u0643\u0628 0.5% \u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644.<\/li>\n\n\n\n
      • \u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646 \u0645\u0646 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0623\u0648\u0644 \u0647\u0648 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0633\u0627\u0626\u062f \u0641\u064a \u0627\u0644\u062c\u0644\u062f\u060c \u0648\u064a\u062d\u062f\u062f \u062a\u0631\u0643\u064a\u0632\u0647 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0645\u062f\u0649 \u062a\u0645\u0627\u0633\u0643 \u0627\u0644\u062c\u0644\u062f \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u0649 \u0645\u0642\u0627\u0648\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0639\u064a\u062f.<\/li>\n\n\n\n
      • \u064a\u0648\u062c\u062f \u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646 \u0645\u0646 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0631\u0627\u0628\u0639 \u0639\u0646\u062f \u0646\u0642\u0637\u0629 \u0627\u0644\u062a\u0642\u0627\u0621 \u0627\u0644\u062c\u0644\u062f \u0648\u0627\u0644\u0628\u0634\u0631\u0629\u061b \u0648\u064a\u0633\u0627\u0639\u062f \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0633\u062a\u0648\u064a\u0627\u062a\u0647 \u0639\u0644\u0649 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u0629 \u0628\u0646\u064a\u0629 \u0627\u0644\u062c\u0644\u062f.<\/li>\n<\/ul>\n\n\n\n

        \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646<\/h3>\n\n\n\n

        \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0633\u0627\u0648\u0631\u0647\u0645 \u0627\u0644\u0642\u0644\u0642 \u0628\u0634\u0623\u0646 \u062a\u0631\u0647\u0644 \u0627\u0644\u062c\u0644\u062f \u0648\u062e\u0637\u0648\u0637 \u0627\u0644\u0648\u062c\u0647 \u063a\u064a\u0631 \u0627\u0644\u0648\u0627\u0636\u062d\u0629. \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0625\u062f\u0631\u0627\u062c \u0645\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0641\u064a \u062e\u0637\u0648\u0637 \u0645\u0646\u062a\u062c\u0627\u062a \u201c\u0634\u062f \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629\u201d \u0644\u0644\u062a\u0645\u064a\u064a\u0632 \u0639\u0646 \u0627\u0644\u062a\u0631\u0643\u064a\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0628\u0628\u062a\u064a\u062f\u0627\u062a.<\/p>\n\n\n\n

        4. \u0645\u0636\u0627\u062f\u0627\u062a \u0627\u0644\u0623\u0643\u0633\u062f\u0629 \u0627\u0644\u0642\u0648\u064a\u0629<\/h2>\n\n\n\n

        \u062a\u0639\u062f \u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0645\u0636\u0627\u062f\u0629 \u0644\u0644\u0623\u0643\u0633\u062f\u0629 \u0625\u062d\u062f\u0649 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0641\u0631\u064a\u062f\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u0643\u0648\u0646. \u062a\u0634\u064a\u0631 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0625\u0644\u0649 \u0623\u0646 \u0642\u062f\u0631\u062a\u0647 \u0627\u0644\u0645\u0636\u0627\u062f\u0629 \u0644\u0644\u0623\u0643\u0633\u062f\u0629 \u062a\u0632\u064a\u062f \u0628\u0645\u0642\u062f\u0627\u0631 50 \u0625\u0644\u0649 60 \u0636\u0639\u0641\u064b\u0627 \u0639\u0646 \u0641\u064a\u062a\u0627\u0645\u064a\u0646 E (\u0641\u064a \u0645\u0648\u0627\u062c\u0647\u0629 \u0623\u0646\u0648\u0627\u0639 \u0645\u062d\u062f\u062f\u0629 \u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u0623\u0643\u0633\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u062d\u0636\u0631\u0627\u062a)\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647 \u0645\u0643\u0648\u0646\u064b\u0627 \u0646\u0634\u0637\u064b\u0627 \u0645\u0636\u0627\u062f\u064b\u0627 \u0644\u0644\u0623\u0643\u0633\u062f\u0629 \u064a\u062a\u0645\u062a\u0639 \u0628\u0642\u062f\u0631\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0641\u064a \u062a\u0631\u0643\u064a\u0628\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0628\u0627\u0644\u0628\u0634\u0631\u0629.<\/p>\n\n\n\n

        \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0645\u0636\u0627\u062f\u0627\u062a \u0627\u0644\u0623\u0643\u0633\u062f\u0629 \u0641\u064a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0628\u0627\u0644\u0628\u0634\u0631\u0629<\/h3>\n\n\n\n
          \n
        • \u062a\u0623\u062e\u064a\u0631 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0623\u0634\u0639\u0629 \u0627\u0644\u0634\u0645\u0633<\/strong>: \u064a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u062d\u064a\u064a\u062f \u0627\u0644\u062c\u0630\u0648\u0631 \u0627\u0644\u062d\u0631\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0623\u0634\u0639\u0629 \u0641\u0648\u0642 \u0627\u0644\u0628\u0646\u0641\u0633\u062c\u064a\u0629 \u0648\u0627\u0644\u0645\u0644\u0648\u062b\u0627\u062a \u0627\u0644\u0628\u064a\u0626\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u0623\u0643\u0633\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0644\u062d\u0642 \u0628\u0627\u0644\u0643\u0648\u0644\u0627\u062c\u064a\u0646 \u0648\u0627\u0644\u0623\u0644\u064a\u0627\u0641 \u0627\u0644\u0645\u0631\u0646\u0629.<\/li>\n\n\n\n
        • \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u062a\u0631\u0643\u064a\u0628\u0629<\/strong>: \u064a\u062a\u0645\u064a\u0632 \u0647\u0630\u0627 \u0627\u0644\u0645\u0643\u0648\u0646 \u0628\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0643\u064a\u0645\u064a\u0627\u0626\u064a \u0641\u0627\u0626\u0642. \u0648\u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644\u060c \u0627\u0644\u0630\u064a \u064a\u062a\u062d\u0644\u0644 \u0628\u0633\u0647\u0648\u0644\u0629 \u062a\u062d\u062a \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0636\u0648\u0621 \u0648\u0627\u0644\u0647\u0648\u0627\u0621\u060c \u0641\u0625\u0646\u0647 \u0623\u0633\u0647\u0644 \u0641\u064a \u0627\u0644\u062a\u0631\u0643\u064a\u0628 \u0648\u0623\u0628\u0633\u0637 \u0641\u064a \u0627\u0644\u062a\u062e\u0632\u064a\u0646.<\/li>\n\n\n\n
        • \u0627\u0644\u0645\u0632\u062c \u0627\u0644\u062a\u0622\u0632\u0631\u064a<\/strong>: \u064a\u0645\u0643\u0646 \u062f\u0645\u062c\u0647 \u0645\u0639 \u0645\u0636\u0627\u062f\u0627\u062a \u0627\u0644\u0623\u0643\u0633\u062f\u0629 \u0645\u062b\u0644 \u0641\u064a\u062a\u0627\u0645\u064a\u0646 C \u0648\u0627\u0644\u0623\u0633\u062a\u0627\u0632\u0627\u0646\u062a\u064a\u0646 \u0648\u062d\u0645\u0636 \u0627\u0644\u0623\u0632\u064a\u0644\u0627\u064a\u0643 \u0644\u062a\u0643\u0648\u064a\u0646 \u0646\u0638\u0627\u0645 \u0645\u0636\u0627\u062f \u0644\u0644\u0623\u0643\u0633\u062f\u0629 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0623\u0628\u0639\u0627\u062f.<\/li>\n<\/ul>\n\n\n\n

          \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646<\/h3>\n\n\n\n

          \u064a\u0631\u0643\u0632 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0623\u0634\u0639\u0629 \u0627\u0644\u0634\u0645\u0633. \u0648\u0642\u062f \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0647\u0630\u0627 \u0627\u0644\u0645\u0643\u0648\u0646 \u0643\u0645\u0643\u0648\u0646 \u0641\u0639\u0627\u0644 \u0623\u0633\u0627\u0633\u064a \u0641\u064a \u062e\u0637\u0648\u0637 \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0628\u0627\u0644\u0628\u0634\u0631\u0629 \u0627\u0644\u0645\u0636\u0627\u062f\u0629 \u0644\u0644\u0623\u0643\u0633\u062f\u0629\u060c \u0645\u0639 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0645\u064a\u0632\u0627\u062a \u201c\u0637\u0628\u064a\u0639\u064a\u0629 \u0648\u0641\u0639\u0627\u0644\u0629 \u0644\u0644\u063a\u0627\u064a\u0629\u201d.<\/p>\n\n\n\n

          5. \u062a\u062d\u0633\u064a\u0646 \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u062c\u0627\u0646\u0633<\/h2>\n\n\n\n

          \u064a\u064f\u0639\u062f \u062a\u0641\u0627\u0648\u062a \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u062e\u0634\u0648\u0646\u062a\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u062f\u062f \u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u062a\u062b\u0628\u064a\u0637 \u0627\u0644\u0646\u0634\u0627\u0637 \u063a\u064a\u0631 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0644\u0644\u0645\u064a\u0644\u0627\u0646\u064a\u0646\u060c \u064a\u0639\u0645\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0643\u0648\u0646 \u0639\u0644\u0649 \u062a\u0648\u062d\u064a\u062f \u0644\u0648\u0646 \u0627\u0644\u0628\u0634\u0631\u0629 \u062a\u062f\u0631\u064a\u062c\u064a\u064b\u0627 \u0648\u062a\u062d\u0633\u064a\u0646 \u0645\u0644\u0645\u0633\u0647\u0627.<\/p>\n\n\n\n

          \u0622\u0644\u064a\u0627\u062a \u062a\u062d\u0633\u064a\u0646 \u0645\u0644\u0645\u0633 \u0627\u0644\u0628\u0634\u0631\u0629<\/h3>\n\n\n\n
            \n
          • \u062a\u0633\u0631\u064a\u0639 \u062a\u062c\u062f\u062f \u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u0628\u0634\u0631\u0629 \u0644\u0644\u062a\u062e\u0644\u0635 \u0645\u0646 \u0627\u0644\u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u0643\u064a\u0631\u0627\u062a\u064a\u0646\u064a\u0629 \u0627\u0644\u0645\u064a\u062a\u0629 \u0627\u0644\u0645\u062a\u0631\u0627\u0643\u0645\u0629<\/li>\n\n\n\n
          • \u062a\u062b\u0628\u064a\u0637 \u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u0627\u0644\u062a\u0647\u0627\u0628\u064a\u064a\u0646 \u0644\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646 \u0627\u0644\u0628\u0647\u062a\u0627\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u0627\u0644\u0627\u0644\u062a\u0647\u0627\u0628 \u0627\u0644\u0645\u0632\u0645\u0646<\/li>\n\n\n\n
          • \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0645\u0639 \u0645\u0643\u0648\u0646\u0627\u062a \u0645\u0631\u0637\u0628\u0629\u060c \u0641\u0625\u0646\u0647 \u064a\u0639\u0632\u0632 \u0625\u0634\u0631\u0627\u0642\u0629 \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u0646\u0639\u0648\u0645\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0644\u062d\u0648\u0638<\/li>\n<\/ul>\n\n\n\n

            \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646<\/h3>\n\n\n\n

            \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u0627\u0646\u0648\u0646 \u0645\u0646 \u0628\u0634\u0631\u0629 \u0628\u0627\u0647\u062a\u0629 \u0648\u062e\u0634\u0646\u0629. \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0631\u0648\u064a\u062c \u0644\u0647 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647 \u0645\u0643\u0648\u0646\u064b\u0627 \u0641\u064a \u0633\u064a\u0631\u0648\u0645 \u0627\u0644\u0646\u0647\u0627\u0631 \u064a\u0648\u0641\u0631 \u062a\u0623\u062b\u064a\u0631\u0627\u062a \u062a\u0641\u062a\u064a\u062d \u0627\u0644\u0628\u0634\u0631\u0629 \u0648\u062a\u062d\u0633\u064a\u0646 \u0645\u0644\u0645\u0633\u0647\u0627.<\/p>\n\n\n\n

            6. \u0639\u0644\u0627\u062c \u0644\u0637\u064a\u0641 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062d\u0628 \u0627\u0644\u0634\u0628\u0627\u0628 (\u0644\u062d\u0627\u0644\u0627\u062a \u062d\u0628 \u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u062e\u0641\u064a\u0641\u0629)<\/h2>\n\n\n\n

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              \n
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              \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u062d\u0627\u0645\u0644<\/td>\u0644\u0627 \u062a\u0648\u062c\u062f \u062f\u0631\u0627\u0633\u0627\u062a \u0631\u0633\u0645\u064a\u0629 \u0645\u062a\u0627\u062d\u0629 (\u064a\u064f\u0639\u062a\u0628\u0631 \u0639\u0645\u0648\u0645\u064b\u0627 \u0622\u0645\u0646\u064b\u0627\u060c \u0644\u0643\u0646 \u0644\u0645 \u064a\u062b\u0628\u062a \u0630\u0644\u0643 \u0628\u0639\u062f)<\/td>\u0645\u0645\u0646\u0648\u0639 (\u062e\u0637\u0631 \u0627\u0644\u062a\u0633\u0628\u0628 \u0641\u064a \u062a\u0634\u0648\u0647\u0627\u062a \u062c\u0646\u064a\u0646\u064a\u0629)<\/td><\/tr>
              \u0645\u062f\u0649 \u0646\u0636\u062c \u0627\u0644\u0623\u062f\u0644\u0629 \u0627\u0644\u0628\u062d\u062b\u064a\u0629<\/td>\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u0648\u0644\u064a\u0629 (\u062f\u0631\u0627\u0633\u0627\u062a \u0633\u0631\u064a\u0631\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629)<\/td>\u0623\u0643\u062b\u0631 \u0645\u0646 50 \u0639\u0627\u0645\u064b\u0627 \u0645\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u0631\u0627\u0643\u0645\u0629<\/td><\/tr>
              \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647<\/td>0.5% (\u062a\u0631\u0643\u064a\u0632 \u0645\u064f\u062b\u0628\u062a \u0633\u0631\u064a\u0631\u064a\u064b\u0627)<\/td>0.5%\u20131% (\u062e\u0627\u0631\u062c \u0627\u0644\u0628\u0648\u0631\u0635\u0629)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

              \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631<\/h3>\n\n\n\n
                \n
              • \u0627\u062e\u062a\u0631 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0625\u0630\u0627<\/strong>: \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0628\u0634\u0631\u062a\u0643 \u062d\u0633\u0627\u0633\u0629 \u0623\u0648 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644\u061b \u0623\u0648 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0628\u062d\u062b \u0639\u0646 \u0645\u0643\u0648\u0646 \u0645\u0636\u0627\u062f \u0644\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0645\u0646\u0627\u0633\u0628 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0635\u0628\u0627\u062d \u0648\u0627\u0644\u0645\u0633\u0627\u0621\u061b \u0623\u0648 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0641\u0636\u0644 \u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u0644\u0635\u0629 \u0645\u0646 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0628\u0634\u0643\u0644 \u0637\u0628\u064a\u0639\u064a\u061b \u0623\u0648 \u0625\u0630\u0627 \u0643\u0646\u062a \u0635\u0627\u062d\u0628 \u0639\u0644\u0627\u0645\u0629 \u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u062a\u0628\u062d\u062b \u0639\u0646 \u062a\u0631\u0643\u064a\u0628\u0627\u062a \u062a\u062a\u0645\u062a\u0639 \u0628\u062b\u0628\u0627\u062a \u0645\u0645\u062a\u0627\u0632 \u0641\u064a \u0627\u0644\u0636\u0648\u0621.<\/li>\n\n\n\n
              • \u0627\u062e\u062a\u0631 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644 \u0625\u0630\u0627<\/strong>: \u062a\u062a\u0645\u062a\u0639 \u0628\u0634\u0631\u062a\u0643 \u0628\u0642\u062f\u0631\u0629 \u062c\u064a\u062f\u0629 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0636\u0631\u0627\u062a \u0648\u0642\u062f \u0644\u0627\u062d\u0638\u062a \u0628\u0627\u0644\u0641\u0639\u0644 \u0646\u062a\u0627\u0626\u062c \u0648\u0627\u0636\u062d\u0629\u061b \u0648\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0639\u0644\u0627\u062c \u062d\u0628 \u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u0625\u0644\u0649 \u0627\u0644\u0634\u062f\u064a\u062f\u061b \u0648\u062a\u0633\u0639\u0649 \u0625\u0644\u0649 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0641\u0639\u0627\u0644\u064a\u0629 \u0642\u0648\u064a\u0629 \u0641\u064a \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0628\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0633\u062a\u062d\u0636\u0631\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629.<\/li>\n\n\n\n
              • \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0631\u0643\u0628<\/strong>: \u064a\u0639\u0645\u0644 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0639\u0644\u0649 \u062a\u062b\u0628\u064a\u062a \u062c\u0632\u064a\u0626\u0627\u062a \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644. \u0648\u062a\u062d\u0642\u0642 \u0646\u0633\u0628\u0629 4:1 \u0627\u0644\u062a\u062b\u0628\u064a\u062a \u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0644\u062c\u0632\u064a\u0626\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u062f\u0645\u062c \u0643\u0644\u0627 \u0627\u0644\u0645\u0643\u0648\u0646\u064a\u0646 \u0641\u064a \u062a\u0631\u0643\u064a\u0628\u0629 \u0648\u0627\u062d\u062f\u0629.<\/li>\n<\/ul>\n\n\n\n

                \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0628\u0634\u0623\u0646 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0648\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/h2>\n\n\n\n

                \u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0631\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0631\u0643\u064a\u0632 \u0647\u0630\u0627 \u0627\u0644\u0645\u0643\u0648\u0646 \u0645\u062d\u062f\u0648\u062f\u0629 \u0646\u0633\u0628\u064a\u064b\u0627 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u062d\u0627\u0644\u064a. \u0648\u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0644\u0627\u062c\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627 \u0627\u0633\u062a\u0646\u0627\u062f\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062a\u0627\u062d\u0629:<\/p>\n\n\n\n

                \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/strong><\/td>\u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647<\/strong><\/td>\u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a<\/strong><\/td><\/tr>
                \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0634\u062e\u0635\u064a (\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629)<\/td>0.51 \u0645\u0644\u063a \u062b\u0644\u0627\u062b \u0645\u0631\u0627\u062a \u064a\u0648\u0645\u064a\u064b\u0627<\/td>\u062a\u0631\u0643\u064a\u0632 \u062a\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647 \u0633\u0631\u064a\u0631\u064a\u064b\u0627\u060c \u0622\u0645\u0646 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0635\u0628\u0627\u062d\u064b\u0627 \u0648\u0645\u0633\u0627\u0621\u064b<\/td><\/tr>
                \u0645\u0639 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644<\/td>0.5% \u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 + 0.5% \u0631\u064a\u062a\u064a\u0646\u0648\u0644<\/td>\u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0641\u064a \u0627\u0644\u0635\u0628\u0627\u062d + \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644 \u0641\u064a \u0627\u0644\u0645\u0633\u0627\u0621<\/td><\/tr>
                \u0645\u0631\u0643\u0628 \u0641\u064a \u0627\u0644\u0635\u064a\u063a\u0629<\/td>4:1 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644<\/td>\u064a\u0639\u0645\u0644 \u0627\u0644\u0628\u0627\u0643\u0648\u0634\u064a\u0648\u0644 \u0639\u0644\u0649 \u062a\u062b\u0628\u064a\u062a \u0627\u0644\u0631\u064a\u062a\u064a\u0646\u0648\u0644<\/td><\/tr>
                \u0645\u0646\u062a\u062c \u0645\u062e\u0635\u0635 \u0644\u0644\u0628\u0634\u0631\u0629 \u0627\u0644\u062d\u0633\u0627\u0633\u0629<\/td>0.5%\u060c \u064a\u064f\u0633\u062a\u062e\u062f\u0645 \u0643\u0644 \u064a\u0648\u0645\u064a\u0646<\/td>\u062a\u0639\u0632\u064a\u0632 \u0642\u062f\u0631\u0629 \u0627\u0644\u0628\u0634\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0645\u0644 \u062a\u062f\u0631\u064a\u062c\u064a\u064b\u0627<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/h3>\n\n\n\n